Payal Malhotra was born in Delhi and came to Mumbai at the age of 18. She started her career with the 'Olay white campaign.' She has appeared in Hindi Films and Indian television series. She is known for her roles in Bollywood film Kaho Na Pyaar Hai. She was also seen in the Bollywood films Hum Tumhare Hai Sanam, Heeralal Pannalal and Aag Hi Aag. Apart from this she has done many movies in South and is famous for her role as Sheetal Pager in Benaam.